Scholar Insurance

J-1 Exchange Visitors in all categories other than Student are required to provide their own health insurance. Proof of insurance is required to maintain status.  

Required minimum insurance coverage: 

• Major Medical Coverage: $100,000 per injury/illness 
• Medical Evacuation: $50,000 
• Repatriation of Remains: $25,000 
• Maximum Deductible per Accident/Illness: $500 

‍Minimum policy rating (must comply with one) of the following: 

• A.M. Best rating of “A-” or above 
• McGraw Hill Financial / Standard and Poor’s Claims-Paying Ability rating of “A-” or above 
• Weiss Research, Inc. rating of “B+” or above 
• Fitch Ratings, Inc. rating of “A-” or above 
• Moody’s Investor Services of “A3” or above